Getting Started On My New Year’s Resolutions
I’ve been staring at my screen for a few minutes wondering what I could write about that would be of any entertainment value to my (small amount of) readers as I sit and watch A Christmas Inheritance (awful movie btw). I keep thinking back to when I first started blogging, who remembers “My (mostly) Healthy Life”? Hahaha.. #throwback. What did I write about back then? Mostly fitness and cooking healthy meals, and nutrition… and anything really…
I want to get back into a spot where I’m using my blog for the greater good and using it to hold myself accountable for my health and fitness too. It’s 3ish weeks until 2018 and I don’t want to wait to start my new year’s resolutions, I want to start them right away. I’ve started my other two, so it’s time to start my third…
1. Get out of credit card debt before my 30th birthday.
Do I have a ton of credit card debt? No. Is it weird that I’m telling you I have debt at all – maybe… but if I’m going to start being fully transparent and holding myself accountable with my blog, I can’t beat around the bush of things. So alas, here I am. I’ve never been good at my finances. I spend on things I shouldn’t, I’m an impulsive spender, when I see something I want, I buy it. So, I’ve started using a notebook. An old-fashioned paper notebook. Each morning I open up my online banking app and write down every balance of every account I have plus my credit card. That way, every morning I’m reminded of how much actual money I have and set my spending goals for the day, think about what I need to spend and what I’m going to avoid. Every night I sit down and open my app again, and write down everything I spent money on and any financial highlights of my day and any income I received.
Each week, I add up totals of what I spent on different categories and adjust my next weeks spending goal. My first big spending cut was buying coffee and food when I’m perfectly capable of making both on my own and bringing them with me. I was probably buying 2-3 coffees each day (I know, I drink a lot of coffee, that’s a completely different new year’s resolution) and at around $3/coffee, that’s over $250/month on coffee alone! Let alone grabbing a $18 poke bowl for lunch, or a $10 bistro box or a $18 bowl of ramen… And then on top of that, I’m cutting back on wine. I KNOW – THE PAAAAIN…. but with coffee, eating out and drinking wine at home, I was spending…… wait for it…..
ALMOST $800 A MONTH!!!!! What the hell Sarah!!!!!!!!!!!!!!!!!!!!!!!
Needless to say, I will miss my ramen and wine, but this is for the greater good. Time to get this all under control!
2. Buy a road bike and cycle 100km (at one time) before I’m 30.
I know, these are all things I need to accomplish before my birthday this year. First things first, I have to save the money to buy a decent road bike and all the bells and whistles that go along with it.
There’s not much to elaborate on for this one, it’s pretty self-explanatory… I’ve started saving for my road bike while also paying off my credit card. Then comes spring time I have to start training, and then before my birthday hopefully I’ll be able to pull off a 100km ride.
3. Use my blog to help people while also holding myself accountable for my fitness/health.
I write this as I eat sour cream and onion chips, so we’re off to a great start. My blog used to be such a great tool for helping and educating people on fitness and healthy eating, and then when I left the fitness industry and went back to school, it all kind of went downhill from there. I want to get back to posting my workouts, educating about food/nutrition, posting recipes that are healthy and easy to make, and all that jazz.
I don’t know if that’s all I’m going to be writing about, some of it may just be me rambling (what else is new?) but I want to write again, it’s a creative outlet for me. So I’m going to try my best and see how it goes!
Do you have any new year’s resolutions you’ve made yet? What are they? Comment below!